Some people think that the easiest way out of too much debt is just to file for bankruptcy. It is not! With the new laws in place, sometimes it can’t even be an option for you. While filing for bankruptcy will stop all your creditors from breathing down your neck immediately, it leaves very serious consequences to your credit standing and your public reputation. You should look at bankruptcy as an option only as a very last resort. This means only when all other alternatives for paying off your debts are not viable for you. This book is a very valuable debt help for those who are drowning in debt and thinking of filing for bankruptcy. The information here will explain:1)the consequences of bankruptcy2)the steps you can take to avoid bankruptcy3)the alternatives available to you before opting for bankruptcyWith the steps here you will find out what you can do to get relief from the harassing calls of your creditors and to get out from your debts successfully before filing for bankruptcy!